Mission

Our mission is to sustainably and fundamentally enhance the quality of life of the middle of rhombus population in India and the developing world, by being a technology driven online and offline conduit for financial products that create housing, financial protection, savings and good credit behavior leading to a massive bottom up effect on the global economy.


COMPANY PROFILE

We, at LEAF, are highly dedicated to accelerating home ownership in the affordable segment in India, and we cater to a very wide set of customers – especially to those who have informal incomes – by providing easy to access and cost effective home loans. LEAF is powered by cutting edge technology solutions, credit algorithms, and sensible business innovation to be able to reach out to those customers who typically have not been catered to by the formal banking credit so far. Strong and effective credit underwriting parameters, coupled with excellent corporate governance practices make LEAF the financier of choice for many of our customers, who do our nation proud with their hard work and progress.

Milind Gowardhan

Milind Gowardhan

MD & COO
Milind is an experienced senior leader in the Mortgages Industry, bringing with him over 24 years experience across leading domestic and foreign financial institutions such as Citi, Stanchart, Motilal Oswal and Khush Housing Finance where he was ED and President.
Chaitainya Kampani

Chaitainya Kampani

Deputy CEO
Has over 10 years of experience in tech development, M&A, capital markets and financial services. Formerly part of the investment banking team at JM Financial.
Vineet Jain

Vineet Jain

CBO

Vineet has over 18 years of experience in retail and wholesale mortgages. He has been Instrumental in setting up a business vertical at Aavas Financiers PAN INDIA. Has been a sales and distribution leader with varied experience in lending space including Tech platform in the form of a start up in Fintech space as Founder of Loanstreet.

Dipty Jain

Dipty Jain

CFO

Dipty is a Chartered Accountant and a Company Secretary. Academically she has secured All India Rank 42nd in Chartered Accountant and All India Rank 21st in Company Secretary. She has also completed her Masters from Mumbai University.

Sohil Chand

Sohil Chand

Chairman
Sohil has more than 13 years of financial, investment banking and private equity investment experience from leading global financial institutions such as Norwest Venture Partners, Goldman Sachs.He has led investments into companies such as Asian Genco, NSE, Nueclear Healthcare, Sadbhav, Thyrocare and many others
Ruchi Ramann

Ruchi Ramann

Independent Director
Is currently the Chief Operating Officer at Jana Services, a part of the Janalakshmi Group Prior to joining the Janalakshmi Group, was the Chief Operating Officer at HSBC Commercial Banking in India. Has been a career banker with over 25 years of experience.
Chittresh Modi

Chitresh Mody

Independent Director
Fund manager at Unicity Capital, former Head of Equity Capital Markets at JM Financial, having over 20 years of experience in Investment Banking, Fintech and Capital Markets.
Milind Gowardhan

Milind Gowardhan

MD & COO
Milind is an experienced senior leader in the Mortgages Industry, bringing with him over 24 years experience across leading domestic and foreign financial institutions such as Citi, Stanchart, Motilal Oswal and Khush Housing Finance where he was ED and President.
Chaitainya Kampani

Chaitainya Kampani

Deputy CEO
Has over 10 years of experience in tech development, M&A, capital markets and financial services. Formerly part of the investment banking team at JM Financial.
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What We Are!

Comprehensive Tech Platform

Very nimble, analytical and process-oriented tech platform, unlike legacy platforms

+ Sector Expert Field Teams

Pure “FinTech” is not good enough – physical verification is key. Works very well combined with our innovative FinTech platform.

Sourcing and Verifying at Low Cost, and High Efficiency

Connecting the right end consumer at the right cost and sound risk assessment process

What We Are Not!

Lenders / Credit / Financing Platform

We do not lend, finance or provide any credit to anyone, whatsoever !

“Easy” Tech Only

We are an awesome FinTech company, but not only FinTech! We do the hard yards on physical verifications, in depth micro market collateral assessment and consumer assessments.

Leaf is an expert channel that understands, checks & verifies customers to match them with long term lenders

Disclaimer: We are Business Correspondents and we connect customers to appropriate lenders.